January, 2010

Understanding 529s

A friend asked me how he should save for his daughter’s college education. (His daughter was born in 2009, which means probably I should be asking him the personal finance questions, but whatever.) “A 529 college savings plan,” I said. 529s are great, I explained: you put in after-tax money and it grows tax-free. You can ...

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What the iPad Is and Is Not

I’m an Apple fan, which I define as being anybody who takes time out from the workday two or three times a year to watch their media events and keynote speeches. I’m happily using a Mac Mini as our entertainment hub at home (Boxee, Front Row and Hulu Desktop? Yes, thanks), I use a MacBook ...

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Budgeting Made Easy

First Things First The first thing to do is get a piece of paper or program on the computer such as Microsoft Office. Next you will be dividing your money into categories. Miscellaneous categories are bad for budgets. A living payment will need to be one of the categories. In one category should be thing like ...

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Smithee Debt Update, January 2010

The last time I talked about my credit card debt here, one of our community said that he didn’t know the specific numbers of my problem, and it got me thinking that I’ve probably lost sight of one of the main reasons I wanted to be writing here in the first place: to keep myself ...

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You can be generous even during a financial fast

I thought it was a simple challenge, albeit a hard one. Read more about You can be generous even during a financial fast...

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